Carolina Collegiate Federal Credit Union
Facebook
Twitter
Privacy/Disclaimers

Privacy Statement

FACTS
WHAT DOES CAROLINA COLLEGIATE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
   

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
   

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Payment history and credit history
  • Account transactions and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
   

How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies share their members' personal information; the reasons Carolina Collegiate chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information
Does Carolina
Collegiate Share?
Can You Limit
This Sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes -
information about your transactions and experiences
No
We don't share
For our affiliates’ everyday business purposes -
information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share

 

Questions?
Call 800-476-5861 or go to www.carolina.org

 

Who We Are
Who is providing this notice? Carolina Collegiate Federal Credit Union (Carolina Collegiate)

 

What We Do
How does Carolina Collegiate protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.

We maintain physical, electronic and procedural safeguards. We also do not store confidential or sensitive information using cookies.
How does Carolina Collegiate collect my personal information? We collect your personal information, for example, when you:
  • Open an account or apply for a loan
  • Show your drivers license or provide personal information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfi nancial companies.

Carolina Collegiate Federal Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Carolina Collegiate Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffi liated financial companies that together market financial products or services to you.

Our joint marketing partners include financial service and insurance companies.







NCUAEqual Housing LenderVerified by Visa
Copyright 2015 Carolina Collegiate Federal Credit Union
Carolina Collegiate Federal Credit Union
Phone: 803.227.5555 • Toll Free: 800.476.5861 • Fax: 803.227.5566
Locations | Office Hours | NMLS ID# 472468
Carolina Collegiate Federal Credit Union is a BBB Accredited Credit Union in Columbia, SC